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Insurance

Hospitality business insurance

Business insurance

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All hospitality businesses require insurance.

If you are running a pub through a pub company, you may have some insurance through them, such as buildings insurance, and recharged to you. 

It is your responsibility to put in place the other insurances you need, and it can be complicated.

Some insurances are good business practise, others are an important legal requirement.

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Who can help?

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Roslyns have worked with Towergate Insurance Brokers for a number of years and we are happy to recommend them to our clients.
 

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Getting started

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Towergate have a specialist department for the hospitality industry and as such are the experts in advising and sourcing the best cover at the best prices.
 

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The first step is to fill in the short 
contact form below.

This will be sent to your personal Towergate representative, Ian Barker.

Ian and his team will then review the information in the form and contact you via your preferred method.

Once he's been able to discuss the specific needs of you and your business he'll do the legwork and come back to you with some well researched and costed options.
Getting in touch does not represent any commitment, and will cost you nothing but could save you a lot.

What to consider

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Public Liability Insurance​

  • Essential for: Protecting your business from accidents or injuries involving customers.

Employer’s Liability Insurance​

  • Essential for: Protecting against claims from employees due to workplace injuries or illnesses.

Buildings Insurance​

  • Essential for: Covering the cost of repairs to the property.

Contents Insurance​

  • Essential for: Replacing or repairing damaged or stolen contents.

Stock Insurance​

  • Essential for: Protecting the value of your inventory.

Business Interruption Insurance​

  • Essential for: Ensuring the business can continue to pay bills during downtime.

Product Liability Insurance​

  • Essential for: Protecting against claims related to food or drink contamination or allergic reactions.

Licensing and Legal Expenses Insurance​

  • Essential for: Handling disputes related to your alcohol license or legal matters involving your pub.

Money Insurance​

  • Essential for: Protecting cash revenue in case of theft.

Personal Accident Insurance​

  • Essential for: Ensuring business continuity if key personnel are incapacitated.

Tenants’ Improvements Insurance​

  • Essential for: Protecting any investments you make in improving the property.

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Additional Considerations:

  • Licensing Compliance: Ensure your insurance policy covers risks related to alcohol licensing and compliance with relevant regulations.

  • Consult Your Tenancy Agreement: Your tenancy agreement may specify certain types of insurance you must have or what the property owner will cover.

Any questions?

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If you've any questions about this service,
please just get in touch, we're always happy to help.

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